Do you currently carry renter’s insurance?  Rosemont Apartments strongly advises their residents to get a policy.  It’s really not as expensive as you may think.  In fact, you can save money on your policy in quite a few ways.  Here is one in an article I found about saving money on renter’s insurance.  Check out this video too.

Smoke Alarms: Preventing a fire loss is important to you and especially to you renter’s insurance company. Claims due to fire are very expensive and renter’s insurance companies often will give an additional discount for even one fire alarm permanently fixed in the apartment. Please, even if your company does not offer a discount, take the time to install one anyway.

http://www.youtube.com/watch?v=mqOVdll3XJ8